Non-Conforming Loan Underwriter

Non-Conforming Loan Underwriter • 100% remote, Salary DoE Description: • Underwriter completes a thorough analysis of loan files to determine compliance with company and investor guidelines. • Underwriter checks the accuracy of all calculations and data integrity. • Underwriter recommends the loan decision to underwriting manager for loan amounts more than authority limitation. • The underwriter maintains a company standard for productivity levels and complies with the company policy of 48 hour underwriting turnaround time and a 24-hour turnaround time for clearing conditions. • Communicates decision on loans to appropriate parties both verbally and in writing. • Underwriting of various non-QM loan products. • Must perform manual underwriting, requiring a detailed familiarity with various loan programs. • The Underwriter must be available to processors for general guideline interpretations and questions on specific loan files. • Responds to post closing reviews and audits in a timely fashion. Qualifications: • Minimum two years of recent NON-QM mortgage underwriting experience, with solid working knowledge of underwriting guidelines for NON-QM Investors. • The underwriter must have the ability to review & calculate complex personal and/or business financials and tax profiles. • Excellent written and verbal communication. • Experience working in a fast-paced team environment. • Encompass loan origination system experience required 1+ years Apply Job!