Production Underwriter - Lines

Production Underwriter - Package Lines Apply locations: South Carolina, home-based North Carolina, home-based Time type: Full time Posted on: Posted 2 Days Ago Job requisition : R001413 The salary range for this job posting is $94,784.00 - $ annually + bonus + benefits. The above represents the salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors. Your recruiter can share more information about the specific salary range during the hiring process. Encova Insurance has an immediate opening for Production Underwriter, Package Lines in South Carolina for accounts over $35k in premium. While we prefer candidates reside in SC, we will consider those who live in the Greater Charlotte, NC area. This is a home-based opening and must be able to travel throughout the entire state of SC frequently to visit agencies in order to develop new and existing relationships. A company vehicle will be provided. We may hire a senior level depending on candidate qualifications. This role will report to a Regional Vice President, Commercial Lines. JOB OBJECTIVE: Represent Encova Insurance and functions as the agency manager for assigned agents with a primary focus on commercial lines (e.g., worker’s compensation and/or package lines). Responsible for achieving established premium growth and profitability objectives by reviewing risks, determining acceptability, and successfully writing profitable new business and retaining profitable renewal accounts. ESSENTIAL FUNCTIONS: • As agency manager, this role is the liaison between Encova and its appointed agency force. Duties include: • Develop and maintain agency relationships through regular visits with agency leadership and production staff. • Facilitate growth between all Encova profit centers and assigned agencies. • Coordinate agency training when needed and assist agencies with the tools needed to build sustainable, long-term profitable growth with Encova across all profit centers. • Gather competitive intelligence. • Stay abreast of current insurance laws and regulations. • Prospect and qualify new agents for potential appointments. • Submit written reports as required. • Attend industry events. • Determine the acceptability, quality, pricing, profitability and opportunity for new and renewal business. • Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, guidelines, etc. • Identify, create and initiate new business opportunities within current book of business and assigned agencies. • Gather and analyze information necessary to make an accurate evaluation of risk. • Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided. • Utilize available resources including company underwriting guidelines, business unit strategies, and consultation with others to ensure adequate understanding of risk exposures. • Prepare and participate in proposals to producers. Negotiate terms and conditions. • Ensure the proper issuance of policies, certificates, filings and notifications. • Effectively utilize rules and guidance to ensure proper policy construction. • Seek the guidance of management on risks exceeding assigned authority levels. • Identify underwriting issues; recommend and develop plans for problem resolution and implement them where appropriate. • Manage existing and prospective accounts by actively participating in account renewals, new business presentations and discussion with agents. • Participate in monitoring and analyzing performance of assigned agents; initiate actions and recognize consequences of alternative actions. • Account management including coordination of service delivery of various disciplines within the team: claim review, safety and loss services, customized reporting, etc. • Conduct/coordinate sales and training sessions and orientation of new products, programs, and systems for assigned agents. OTHER FUNCTIONS: • Responsible for automobile travel within territory traveling to agents’ offices. Car travel represents a meaningful portion of associate’s time. • Non-essential function: other… Apply Job!