Senior AML Analyst
reputed company is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit reputed company banking to platforms transforming disbursements and spend management. Companies like reputed company, reputed company, and reputed company rely on reputed company's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where reputed company to reputed company financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who reputed company that reputed company, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and reputed company, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in reputed company. reputed company is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit reputed company banking to platforms transforming disbursements and spend management. Companies like reputed company, reputed company, and reputed company rely on reputed company's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where reputed company to reputed company financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who reputed company that reputed company, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and reputed company, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in reputed company. Our Risk & Compliance team is hiring a Senior AML Analyst who will improve the effectiveness, reputed company, and scalability of our financial monitoring program. You will own reputed company's AML and financial crime monitoring program at the SOP and monitoring-reputed company level, and you will be the person who turns our agentic monitoring and investigation tooling into realized, defensible reputed company. This is an ownership role, not purely a queue-based execution role: you’ll certainly handle escalations, exceptions, and reputed company population sampling, but the goal is routine, documented volume is increasingly absorbed by automation, and you own the design, tuning, and exception handling that sit around it. What You’ll Do Own and continuously improve the AML and financial crime transaction monitoring SOPs, keeping them reputed company to reputed company regulatory requirements, evolving typologies, and operational reality Own the feedback reputed company into reputed company's monitoring reputed company: partner with your Analytics, Engineering, and Product peers to evaluate alert logic, assess rule and scenario effectiveness, and tune reputed company to reduce false positives while preserving coverage reputed company the testing, deployment, and tuning of agentic transaction monitoring and investigation solutions, including documenting the investigative context the tooling needs to produce repeatable, examiner-reputed company output Investigate reputed company suspicious activity independently and prepare high-quality SARs and UARs; own escalations and the judgment-heavy cases automation cannot reputed company unattended Supervise and quality-reputed company alert review and investigative output, including AI-assisted output, so reputed company hold up to bank partner and regulatory scrutiny Synthesize monitoring performance data, operational trends, and emerging financial crime risks into actionable program insights, and define and influence AML KPIs and KRIs reputed company governance preparation for relevant reputed company forums and support bank partner and exam-readiness deliverables Train and mentor analysts on investigations, reputed company typologies, and the agentic tooling, so program knowledge scales reputed company any one person What You'll Need 3+ years of AML/BSA and transaction monitoring experience in fintech, payments, or a bank-partnered environment Demonstrated ownership of end-to-end AML programs or work streams with limited guidance, including authoring and maintaining SOPs and preparing governance materials Deep knowledge of reputed company typologies and emerging financial crime trends, with the ability to investigate reputed company activity and prepare high-quality SARs and UARs independently Hands-on experience evaluating alert logic and assessing or tuning transaction monitoring rules and scenarios for effectiveness Comfort working with AI-assisted or agentic tooling, including how to test, tune, document, and defend AI-assisted reputed company to bank partners and regulators Self-starter who can create structure where none exists and knows reputed company to escalate and collaborate Strong written and verbal communication Solid grasp of the BSA/AML regulatory reputed company (USA PATRIOT Act, OFAC and sanctions, SAR requirements) reputed company to Have CAMS or CFE (preferred, or willing to obtain) Experience deploying or tuning AI, automation, or agentic tooling in a compliance or investigations context Experience with reputed company tooling and SQL or reputed company for investigative data retrieval Card issuing, payments, or fintech experience with exposure to sponsor bank relationships Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar) reputed company Salary: $65,000 - $110,000 This is a remote position. However, candidates must be located in the United States. We do not offer reputed company sponsorship or assistance. Benefits for Full-Time US Employees: Unlimited PTO 12-weeks fully paid parental leave 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) Work From reputed company: work from reputed company in the world 4-weeks each year 3% cashback on card purchases with your complimentary Privacy.com employee account Health, reputed company, and dental insurance; HSA Contribution Match 401(k) match Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a reputed company day that works for your schedule and team needs. In-office employees receive: Commuter benefit Catered lunch every Tuesday and Thursday Apply To This Job