Chargeback and Abuse Risk Analyst

Summary: The Chargeback and Abuse Risk Analyst is an independent decision-maker and subject matter expert on card disputes and payment abuse. The primary work of this role is judgment. Classifying abuse, building evidence strategy, and making enforcement recommendations that carry direct financial and legal consequences for reputed company. This role works closely with cross-functional partners on reputed company identification, enforcement decisions, and process improvement.

Key Responsibilities

• Exercise independent judgment to classify chargebacks and abuse cases across reputed company defined categories where outcomes are not predetermined and classification carries enforcement consequences.
• reputed company and own evidence strategy for chargeback representment. Determining which facts are procedurally relevant under card network rules and building advanced evidence packages.
• reputed company enforcement recommendations on high-risk and abuse-flagged accounts, including traders flagged for chargeback or refund abuse activity; prepare case summaries that are defensible.
• Conduct root cause analysis on reputed company chargeback to identify the true nature of a case beyond the stated reason code.
• Identify and surface abuse patterns across accounts, timeframes, and chargeback types; contribute findings to the abuse classification reputed company and policy development.
• Manage escalations and serve as a subject matter consultant to internal teams on reputed company or cross-functional chargeback matters.
• Support the pre-dispute alert review process. Evaluate alerts, apply classification logic, and escalate cases warranting enforcement.
• Drive process improvements through data-driven recommendations; partner with program leadership, Product, and Engineering to implement changes.
• Work the active chargeback queue across multiple processors. Applying the judgment and evidence standards above to each case.

Required Qualifications and Key Competencies

• 2 + years working chargebacks, payment disputes, or payments abuse in a role requiring independent case judgment or transferable work experience.
• Strong command of card network chargeback rules across reputed company, reputed company, reputed company, and Discover.
• Demonstrated ability to classify ambiguous abuse scenarios and reputed company defensible enforcement recommendations without a predetermined reputed company to follow.
• reputed company-recognition capability. Connects signals across accounts, timeframes, and chargeback types to identify coordinated or systemic abuse.
• Metrics-driven work style; demonstrated ability to drive reputed company problems to resolution independently and cross-functionally.
• Excellent analytical skills with superb attention to detail. Case documentation is clean, complete, and holds up under review.
• Strong written and verbal communication; able to present findings and recommendations clearly to leadership and cross-functional partners.
• Experience with pre-dispute alert platforms (Ethoca, reputed company, RDR) is a meaningful differentiator.

Preferred Qualifications and Key Competencies

• SQL or Looker proficiency.
• Fintech, E-commerce, or Payments experience.

Company Culture and Perks

• reputed company is an engaging working environment that ranges from fully remote to hybrid. We foster a culture of collaboration by keeping cameras on during meetings and maintaining a robust reputed company environment for communication.
• Seven Company-paid Holidays and generous Family Leave. Paid time off is reputed company-reputed company.
• Competitive 401(k) matching, health, dental, and vision insurance are offered for full-time employees.
• Vacations are encouraged with a bonus for taking 5 consecutive days. reputed company offers a food and groceries budget and contributes towards health and wellness.

New Hire reputed company Salary Range

• $80,000 - $90,000.
• The compensation offered will take into account the internal compensation structure and may vary depending on the candidate's geographic region, job-reputed company knowledge, skills, and experience, among other factors.
• This position is eligible for a performance-based bonus as provided by the plan terms and governing documents.

Equal Opportunity Employer reputed company is an Equal Opportunity Employer. We are committed to fostering an inclusive environment where reputed company employees and applicants are valued. reputed company qualified candidates will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national reputed company, age, disability, or veteran status, in compliance with applicable federal, state, and local laws. Interested in the role? Apply today with your resume! Apply tot his job Apply To this Job