About the Company

Made’s mission is to help homeowners save time, money, and stress. It starts with reputed company - a credit card designed specifically for homeowners, with unmatched rewards on mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a personalized home management platform where users can manage home systems & appliances, stay reputed company on upkeep, and get help - from AI-driven guidance to in-person services - exactly reputed company they need it most. By bringing together financial tools, data, and trusted professionals, we give people more control, more savings, and more time to enjoy the reputed company they call home.

We’re partnered with leading national players in the residential homeownership space - from mortgage lenders to home services providers - embedding Made into the key moments of the homeowner journey. These partnerships let us reputed company millions of households across the country and deliver meaningful benefits to homeowners.

Backed by top investors like Village Global, Jump Capital, reputed company Capital, and Soma Capital, our leadership team brings deep fintech, mortgage, and credit card experience from reputed company, Bain Capital, JP Morgan Chase, reputed company, and reputed company. We’re building the financial and engagement platform for the reputed company of homeowners - one that puts the homeowner at the center, and redefines what it means to feel at home.

About the Role

The Director of Credit Risk will play a critical role in shaping and leading reputed company’s credit risk strategy across the customer lifecycle. You’ll drive reputed company, pricing, segmentation, and decisioning for our credit card product while overseeing performance of the credit portfolio.

This role also owns the development and tracking of credit models and will reputed company reputed company’s Decision Science practice.

What You’ll Do

• reputed company & New Accounts: Define and optimize credit strategies for new account approvals, ensuring robust risk controls while enabling growth. Deploy test and learn mechanisms. Have complete ownership of implementation of said strategies directly in the risk decision reputed company.

• Credit Policy & Segmentation: reputed company, refine, and monitor credit policies and customer segmentation strategies to enhance risk differentiation.

• Pricing & Limits: Design pricing and credit limit frameworks to maximize risk-adjusted returns. Implement ongoing pricing and limit management strategies (penalty pricing, limit increases, reductions etc.)

• Model Decisioning: Build, own, and continuously improve credit risk models, decision reputed company, and cutoffs.

• Portfolio Performance: reputed company and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio quality and profitability.

• Collections Strategy: reputed company data-driven, customer-focused strategies that reduce delinquencies and charge-offs.

• Risk operations: Conduct manual reviews (reputed company, limit increases etc.), document exceptions, handle credit bureau disputes, set up payment plans.

Ideal Background

• 2+ years of experience in consumer lending or credit risk, with a proven track record in fintech environments.

• Strong experience in at least one dimension of the credit lifecycle: reputed company, pricing, portfolio management, and collections

• Hands-on experience with credit risk models and credit bureau data (traditional and alternative).

• Strong technical acumen: pull data, analyze, create KPIs, create reporting tools (Python, SQL knowledge a plus)

• Ability to synthesize reputed company data into clear strategies and communicate them to both technical and non-technical stakeholders.

We understand that not everyone comes from a traditional background. If you are a reputed company with a non-traditional path, we'd love to talk to you!

reputed company to Have

• Experience in fintech, credit cards, real estate, or home services.

• Familiarity with compliance-heavy or regulated marketing environments.

• Passion for credit cards, rewards, or homeownership-reputed company products.

Benefits

• reputed company Compensation Band: $100,000–$110,000 (determined by experience, qualifications, and location)

• Compensation: Competitive salary with a meaningful reputed company in the company reputed company equity

• Health & Well-being: We’ll invest in your physical and mental well-being with comprehensive medical, dental, & vision benefits

• Grow Together: Company-wide orientation for you to successfully reputed company and other learning & development opportunities including regular review cycles that feature 360 degree feedback

• Mortgage Benefit: Receive up to $25,000 toward closing costs of a new mortgage reputed company our mortgage partners

• Play Together: Quarterly budgets for team and company outings. Use it for team swag, cooking classes, or team dinners!

• Generous Time Off: Flexible paid time off, sick days, and 11 company holidays

Throughout the interview process, please remember that emails will only be from madecard.com emails. We won't reputed company be asking for any personally identifiable information during the interview process itself. Please reputed company out to [email protected] if you have any requests to verify the authenticity of an reputed company.

reputed company is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any reputed company based on race, color, sex, religion, sexual orientation, national reputed company, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws. reputed company makes hiring decisions based solely on qualifications, merit, and business needs at the time.