Liquidity Risk Management Associate

SMBC Group is a top-tier global financial group offering a diverse range of financial services. The Liquidity Risk Management Associate will provide oversight of treasury risks and develop tools to monitor and control risk exposures related to liquidity within the organization.

Responsibilities

• Provide ongoing and ad-hoc independent oversight of 1st Line of Defense activities including but not limited to internal liquidity stress testing, cash flow forecasting, contingency funding plan, and intraday liquidity
• Develop risk tools to track and analyze movements in key liquidity metrics and use results to aid 2nd line oversight activities
• Provide challenge to 1st line proposal of annual risk metrics and limits refresh for SMBC CUSO
• Participate in regulatory meetings and examinations; support responses to regulator’s questions and ad-hoc requests
• Assist in preparing committee meeting materials to report to senior management
• Provide independent review and assessment of new products, business initiatives, and services introduced / proposed by 1st line
• Engage with internal audit during annual audit of liquidity risk; remediate findings as needed
• Enhance internal processes and perform annual risk assessments of liquidity risk process

Skills

• Previous experience and working knowledge of banking products / activities and their implications for liquidity risk from a 1st line and 2nd line perspective
• Understanding of banking book and trading book products such as deposits and loans, off-balance-sheet exposures, commitments, derivatives (swaps, options), money market products (e.g., repos, CD/CPs), broker/dealer activities, and the associated liquidity risk
• Working knowledge of liquidity risk and regulatory frameworks and regulations
• Familiarity with funding plans, and contingency fundings plans
• Strong organizational skills with the ability to manage recurring cycles, deliver under tight timelines, and coordinate across multiple stakeholders
• Proven ability to effectively present complex topics to management
• A self‑starter who can take ambiguous problems and turn them into actionable plans, including developing approaches, timelines, and stakeholder engagement strategies
• Analytical mindset with strong attention to detail and control orientation
• Preferred experience with regulatory examinations and interaction with regulators
• Experience with additional regulatory requirements (e.g., EPS, Reg YY, Reg W) is a plus
• Japanese language business proficiency preferred

Benefits

• The role may also be eligible for an annual discretionary incentive award.
• In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
• SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office.
• SMBC requires that employees live within a reasonable commuting distance of their office location.
• SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law.

Company Overview

Company H1B Sponsorship