Portfolio Underwriter

Medical, Dental, Vision, Life, 401K match, PTO, Sick Time, 10 Paid Holidays, Remote work opportunities

What you'll do at Cascade

Serve the American Dream Through Attainable Home Ownership.

How you’ll do it

As a Portfolio Underwriter, you are responsible for evaluating and assessing the acceptability of all loan documentation submitted by the Loan Processor, and effectively clearing conditions required for full loan approval and loan closing. Underwriters work daily with the Processing and Closing Departments to ensure that all loans and supporting documentation meet guidelines.

Daily Responsibilities include

• Analyzing credit, income, assets, purchase contracts, appraisals, title report, and other conditions submitted by the Processor and accept or deny documentation according to requirements.
• Receiving, reviewing, and clearing loan conditions within Departmental set timeframes and in accordance with Company guidelines.
• Teamwork - Work with Doc/Funders and Processing to ensure workflow remains efficient while maintaining loan quality.

What you’ll need to join Cascade

• 3+ years overall residential mortgage experience, preferably in Underwriting
• Ability to examine loan documentation for accuracy, acceptability, and completeness
• Familiarity with fraud detection techniques
• Encompass experience is required
• FHA and VA experience is a plus
• Manufactured Housing and/or Construction Lending experience is a plus
• Excellent interpersonal communication and problem-solving skills
• Must be able to work in fast-paced, team environment that involves strict deadlines
• Must be willing to work Arizona time shifts (8am to 5 pm, or 7am to 4pm)
• Willingness to travel to our corporate office in Chandler, Arizona 2x per year

About Cascade & Our Culture

Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Attainable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing marketplace leveraging state-of-the-art business automation coupled with the most skilled professionals in the industry.

The Cascade culture lives in our team members!!! We are focused and dedicated to developing and providing a platform for growth. We are proud of the team that we've built and are looking for great people who will embrace our values and contribute to them: T.I.E.S. Teamwork, Integrity, Excellence, and Service. We believe in work/life balance and a positive/family-like work environment. Together, we will continue to lead the way and make a difference.

Join our team and assist us to Serve the American Dream Through Attainable Home Ownership.