Real Estate Appraiser - Southeast Indiana

Farm Credit Mid-America is a financial services cooperative serving the financial needs of farmers and rural residents in several states. The Real Estate Appraiser will conduct appraisals and valuations of loan collateral and acquired properties, ensuring accurate information is provided to support decision-making processes.

Responsibilities

• Conducts appraisals/valuations of loan collateral and acquired properties in a timely, high quality and credible manner. Includes defining highest and best use, documenting area and property characteristics, identifying environmental risks, applying accepted valuation methods, supporting conclusions with written narrative, and documenting results in appraisal/valuation reports
• Collects, investigates, documents and maintains comparable sales data which includes searching public records, verifying sale conditions and financing terms, making property inspections, abstracting sale price, platting legal descriptions, and documenting results
• Conducts analysis of market trends, comparable sales, adjustment factors, depreciation rates, capitalization rates, and valuation methods and communicates results effectively
• Actively participates and collaborates with association team members, customers, industry professionals and external stakeholders to cultivate relationships
• Proactively embraces opportunities to share ideas and fosters an environment that exhibits our association’s purpose and values
• Consults with association team members, customers and external stakeholders on valuation challenges, market trends , and environmental risk management
• Collaborates effectively with team members to provide seamless customer experience by providing backup for team members, maintaining visible presence at association offices, and industry events
• Other duties as assigned including but not limited to conducting: appraisal/evaluations outside local area, appraisal/valuation reviews, chattel valuations, and fee service assignments

Skills

• High School Diploma/GED with 1 year relative experience or Bachelor's degree preferred
• Associate Appraisal License or Licensed/Certified General state license
• Conducts appraisals and/or valuations of association loan collateral and acquired properties, including chattel appraisals and site inspections for environmental risks
• Provides adequate and accurate collateral and valuation information to aid the association in the decision-making process
• Develops and maintains comparable sales information
• Conducts appraisals/valuations of loan collateral and acquired properties in a timely, high quality and credible manner
• Defines highest and best use, documents area and property characteristics, identifies environmental risks, applies accepted valuation methods, supports conclusions with written narrative, and documents results in appraisal/valuation reports
• Collects, investigates, documents and maintains comparable sales data which includes searching public records, verifying sale conditions and financing terms, making property inspections, abstracting sale price, platting legal descriptions, and documenting results
• Conducts analysis of market trends, comparable sales, adjustment factors, depreciation rates, capitalization rates, and valuation methods and communicates results effectively
• Actively participates and collaborates with association team members, customers, industry professionals and external stakeholders to cultivate relationships
• Proactively embraces opportunities to share ideas and fosters an environment that exhibits our association's purpose and values
• Consults with association team members, customers and external stakeholders on valuation challenges, market trends, and environmental risk management
• Collaborates effectively with team members to provide seamless customer experience by providing backup for team members, maintaining visible presence at association offices, and industry events
• Other duties as assigned including but not limited to conducting: appraisal/evaluations outside local area, appraisal/valuation reviews, chattel valuations, and fee service assignments
• Valid driver's license and the ability to drive a long-distance
• Bachelor's degree preferred

Benefits

• 401(k) Plan
• Health and Financial wellness benefits

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