Co‑Founder & Chief Technology Officer – Remote FinTech Startup Driving Debt‑Free Futures with Equity‑Based Leadership Role
```html Join Zerorin: Revolutionizing Debt Management with Cutting‑Edge TechnologyWho We AreZerorin is on a mission to empower millions of people to eliminate debt faster and regain financial freedom. Our proprietary mobile platform merges personalized debt‑management strategies with next‑generation technology—AI‑driven insights, secure cloud‑based architecture, and seamless integration with banking ecosystems. We believe that financial health is a right, not a privilege, and we are building the most intuitive, data‑rich tool to help users take control of their finances.As an early‑stage startup, we have assembled a lean, visionary founding team and are now poised to turn our Minimum Viable Product (MVP) into a market‑ready solution. To accelerate that journey, we are seeking a passionate, technically brilliant, and entrepreneurial Co‑Founder & Chief Technology Officer (CTO) who will own the technology vision, lead execution, and help shape Zerorin’s culture from day one.Why This Role Is DifferentUnlike traditional senior engineering positions, this opportunity places you at the strategic helm of a fintech venture with direct equity ownership. You will operate with full autonomy, shaping the product roadmap, technology stack, and Go‑to‑Market strategy while collaborating closely with the CEO, investors, and future team members. The role starts as a part‑time, equity‑only commitment during our pre‑seed fundraising phase, transitioning to a full‑time leadership position once capital is secured.Key Responsibilities – Build, Lead, and ScaleAs Zerorin’s Co‑Founder & CTO, you will be responsible for a broad spectrum of activities that blend technical depth with business acumen. Below is a detailed breakdown of your core duties:• Technology Strategy & Architecture – Define the long‑term technology vision, choose the optimal mobile and cloud stack (iOS/Android, React Native, Flutter, AWS/GCP/Azure), and design a scalable architecture that supports rapid user growth and regulatory compliance.• Product Development Lifecycle – Lead end‑to‑end development from concept, wireframes, and MVP to production releases, continuous integration/continuous deployment (CI/CD) pipelines, and iterative enhancements based on user feedback and data analytics.• Team Building & Mentorship – Recruit, hire, and onboard top‑tier engineers, designers, and data scientists. Foster a high‑performance culture through coaching, code reviews, agile ceremonies, and continuous learning initiatives.• Security & Compliance Governance – Ensure the platform adheres to fintech regulations (e.g., GDPR, CCPA, PCI‑DSS), implement industry‑leading security practices (encryption, tokenization, threat modeling), and oversee third‑party security audits.• Strategic Partnerships & Integrations – Identify, negotiate, and implement integrations with banks, credit bureaus, payment processors, and AI/ML service providers to enrich the product’s capabilities.• Data Strategy & Analytics – Champion data‑driven decision making by establishing pipelines for real‑time analytics, AI‑powered debt‑optimization models, and dashboards that empower both users and internal stakeholders.• Stakeholder Communication – Translate complex technical concepts into clear business language for investors, board members, and the wider team, ensuring alignment between technology delivery and market objectives.• Budget & Resource Management – Oversee technology spend, negotiate vendor contracts, and optimize cloud costs while maintaining performance and reliability standards.Essential Qualifications – What You Must Bring• Professional Experience – Minimum 4 years of hands‑on software development with at least 1 year in a senior technical leadership role (CTO, Senior Engineering Manager, Technical Lead) within a fast‑moving startup environment.• FinTech Domain Expertise – Proven track record building or scaling fintech products, particularly in lending, neobanking, or debt‑management solutions. Understanding of regulatory landscapes, payment ecosystems, and financial data security is mandatory.• Mobile Development Mastery – Deep proficiency in native (Swift, Kotlin) or cross‑platform (React Native, Flutter) mobile development, including UI/UX best practices, performance profiling, and app store deployment.• Cloud & DevOps Acumen – Expertise in cloud platforms (AWS, GCP, Azure), containerization (Docker, Kubernetes), and CI/CD tooling (GitHub Actions, CircleCI, Jenkins). Ability to design resilient, auto‑scaling infrastructure.• Leadership & Team Building – Demonstrated ability to recruit, mentor, and retain high‑performing engineering teams. Experience fostering a culture of psychological safety, ownership, and rapid iteration.• Strategic Vision – Comfortable contributing to overall business strategy, market positioning, and fundraising discussions. Ability to balance short‑term delivery with long‑term product roadmaps.• Communication Skills – Exceptional verbal and written communication. Must Apply tot his job Apply To this Job