Sponsor Finance & Direct Lending Portfolio Management - Analyst

Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups, striving to make a difference for every client, organization, and community. The Analyst will provide primary support for evaluating and underwriting Direct Loans and other credit exposures, while also assisting in various functions such as credit analysis, relationship management, and syndication strategies.

Responsibilities

• Support the credit analysis and management of the Sponsor/Direct Lending business unit
• Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
• Provide support for evaluating, structuring and negotiating terms and credit agreements with Sponsor clients
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure
• Modeling skills required for both the credit application process and quarterly review presentations
• Provide support for coverage team’s idea generation and pitch books for Sponsor clients and potential clients and attend client meetings as required
• Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms
• Responsible for the coordination and communication of account information across various constituencies throughout the organization
• Generalist coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources
• Oversight of facility closing procedures including both operations and documentation
• Work within deal team environment (with GRM, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas
• Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance)
• Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues
• Participate in client and bank meetings as necessary
• Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy
• Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level
• Ensure compliance with policy and regulatory requirements

Skills

• Bachelor's degree, CFA candidacy is a plus
• Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers
• Knowledge of accounting and corporate finance
• Strong written, verbal, and interpersonal skills
• Strong financial modeling skills
• Good computer skills in Microsoft Word, Power Point, and Excel
• Able to work independently and under pressure

Benefits

• Comprehensive health and wellness benefits
• Retirement plans
• Educational assistance and training programs
• Income replacement for qualified employees with disabilities
• Paid maternity and parental bonding leave
• Paid vacation
• Sick days
• Holidays

Company Overview