Country Home Loan Closing Specialist
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to various agricultural sectors. They are seeking a Country Home Lending Loan Closing Specialist to assist in home loan origination activities and perform portfolio administration duties to support the extension of credit and related services.
Responsibilities
- Collaborate with Relationship Manager and Loan Processor throughout the loan process, to ensure all documentation is accurate and complete
- Prepare and review disclosures in compliance with TILA-RESPA Integrated Disclosure (TRID) regulations, ensuring accuracy and completeness and deliver disclosures to customers
- Perform final review of collateral documentation and loan conditions to ensure accuracy and compliance with regulatory standards. This includes examination of the title policy to verify clear ownership and identify any potential issues that could affect encumbrances or liens
- Prepare and review legal closing documents for Country Home Loan files, ensuring accuracy and compliance
- Coordinate the closing process with escrow agents, ensuring all necessary documentation is accurately prepared and submitted for funding following strict timelines and compliance with federal regulations
- Complete post-closing review and final loan certification
- Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls
- Other duties as assigned
Skills
- High school diploma or equivalent
- The ability to effectively learn and utilize a wide variety of systems/software
- Knowledge and demonstration of excellent customer service skills
- Ability work independently and collaborate as part of a team
- Relevant experience in lending, banking, or a related field
- General knowledge of credit laws and regulations
- Knowledge of credit investigation and verification practices
- Knowledge of loan closing procedures
- Knowledge of credit and legal terminology, financial services, procedures and forms
- AgWest loan and interest rate programs
Benefits
- Medical, dental, and vision insurance
- Basic term life and AD&D insurance (fully paid for by the company)
- Paid days off annually: 15 vacation*, 15 sick, 12 holidays and 3 volunteer
- 401(k) plan (6% match plus 3% employer contribution)
- Employee Assistance Program
- Wellness Program
- Jeans are welcome at work every day at AgWest!
Company Overview