Experienced Senior Analyst for Remote Credit and Fraud Risk Management – American Express Hiring

Introduction to American Express

American Express is a global services company that provides customers with exceptional service, security, and rewards. With a strong commitment to backing our customers, communities, and each other, we strive to create a diverse and inclusive workplace where individuals can thrive. As a leader in the financial industry, we are dedicated to fostering a culture of innovation, collaboration, and excellence. Our company is built on a foundation of trust, integrity, and customer satisfaction, and we are seeking talented individuals to join our team and contribute to our mission.

Job Overview

We are seeking an experienced Senior Analyst to join our Credit and Fraud Risk Management team. As a key member of this team, you will be responsible for delivering data-driven, decision-making, and high-impact overall loss provision forecasts and credit-risk-related insights. You will have the opportunity to work with advanced methodologies and tools, performing data analyses, modeling, and presenting recommendations to key stakeholders and partners. This role is part of a highly skilled team with a strong interest in collaborative problem-solving and influencing partners across the organization.

Key Responsibilities

• Develop and maintain complex data models to forecast credit risk and overall loss provision
• Perform in-depth data analyses to identify trends, patterns, and insights that inform business decisions
• Collaborate with cross-functional teams, including Risk, Collections, Marketing, and Finance, to drive credit-related analytical insights
• Present findings and recommendations to senior leadership and key stakeholders, influencing business decisions and strategy
• Stay up-to-date with industry trends, market developments, and emerging risks, applying this knowledge to drive business growth and mitigate risk
• Develop and maintain relationships with key partners and stakeholders, including external vendors and internal teams
• Contribute to the development of the company's financial planning process, providing input on metrics that impact overall loss provision

Essential Qualifications

• Bachelor's degree in a quantitative field, such as mathematics, statistics, economics, or computer science
• Minimum 5 years of experience in credit risk management, fraud risk management, or a related field
• Strong analytical and problem-solving skills, with the ability to manipulate large datasets and extract insights
• Excellent communication and interpersonal skills, with the ability to present complex ideas to non-technical stakeholders
• Proficiency in programming languages, such as SQL, SAS, Hive, Python, and Power-BI
• Experience working with large datasets and big data tools, such as Hadoop, PIG/HIVE, is strongly preferred

Preferred Qualifications

• Advanced degree in a quantitative field, such as a master's or Ph.D.
• Professional certifications, such as FRM, CFA, or CPA
• Experience working in a fast-paced, dynamic environment, with the ability to adapt to changing priorities and deadlines
• Strong leadership and management skills, with the ability to motivate and influence teams
• Experience with cloud-based technologies and agile development methodologies

Career Growth and Development

At American Express, we are committed to the growth and development of our employees. As a Senior Analyst, you will have access to a range of training and development opportunities, including:

• Professional certifications and education assistance
• Leadership development programs and mentorship opportunities
• Cross-functional training and rotation programs
• Access to industry conferences and events

Work Environment and Company Culture

Our company culture is built on a foundation of trust, integrity, and customer satisfaction. We strive to create a diverse and inclusive workplace where individuals can thrive and grow. As a remote employee, you will be part of a global team, with opportunities to collaborate and connect with colleagues from around the world. Our work environment is fast-paced and dynamic, with a focus on innovation, collaboration, and excellence.

Compensation and Benefits

We offer a competitive salary and benefits package, including:

• Comprehensive health and wellness programs
• Retirement savings and pension plans
• Paid time off and vacation days
• Employee recognition and reward programs
• Access to exclusive employee discounts and perks

Conclusion

If you are a motivated and talented individual with a passion for credit risk management and fraud risk management, we encourage you to apply for this exciting opportunity. As a Senior Analyst at American Express, you will have the chance to work with a highly skilled team, develop your skills and expertise, and contribute to the growth and success of our company. Apply today and take the first step towards a rewarding and challenging career with American Express!

How to Apply

To apply for this role, please submit your application, including your resume and a cover letter, through our website. We thank all applicants for their interest; however, only those selected for an interview will be contacted.